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Start reporting nonpayments from your customers directly to the credit bureaus, just like the big banks! 

A smarter way to collect nonpayments


Upload the information and documents of the customer that is in default. 

Credit Reporting
Report Nonpayments to the Credit Bureaus

We send out a personalized notice via email and text, notifying the debtor of the nonpayment. We instruct them to pay you directly to prevent the negative credit mark from going on their record. 



After the two-week grace period and no payment has been made, the debt will be reported to the credit bureaus with your company's name as the creditor. 

The Credit App
How to Report a Nonpayment to the Credit Bureaus

Credit reporting with The Credit App is similar to filing a lien. It lets the world know that this person is a high credit risk. The negative mark will stay on their record until they pay you or 7 years. 



When the property owner sees the negative mark on their credit, they know where to mail the check when they are ready to have credit again. 

Report Bad Debt to the Credit Bureaus

We treat your data as if it were our own

Report Nonpayments to the Credit Bureaus


We use 128-bit encryption to protect the transmission of your data to our site.

The Credit App


We do not share your personal information with unaffiliated third parties for their own marketing purposes.