Both demand letters and credit reporting have their place in B2B debt recovery. Their effectiveness depends on the debtor’s profile, the amount owed, and the relationship between parties.

This post explains what a TransUnion credit freeze does, what happens when you freeze your credit, how it safeguards your credit report from unauthorized access, and when freezing or unfreezing your report makes the most sense.

This post explains the key differences between an Equifax unfreeze and credit freeze, and helps you decide the right moments to lift a freeze without compromising your security.

How can I report unpaid debts for my small business in Dallas? How The Credit App simplifies debt collections for small business in Dallas, TX.

This post explains what lien law is, why it differs across states, and how understanding these variations can help businesses protect their rights effectively.

The Credit App supports faster debt recovery by encouraging timely payments through consistent communication.

In this article, we will discuss how mechanics liens function, their advantages for contractors and suppliers, and the essential steps to file one effectively.

Many homeowners often struggle with the lien laws by state. Hence, they continue to ask, Is there a lien on my house? Read on this detailed guide.

Payment for work completed or materials supplied in the construction industry must be made on time. Contractors, subcontractors, laborers, and suppliers often have to deal with delayed or withheld payments.

A mechanic's lien  is a legal remedy for unpaid contractors, subcontractors, suppliers, and laborers who have made improvements to a property. Such a lien constitutes  a charge on the property title in Texas, thereby  creating a "cloud" on the title—an encumbrance that would materially affect a property's ability to be sold, refinanced, or transferred until cleared . It originates in the Texas Constitution and Chapter 53 of the Texas Property Code. The lien process must be fo

Every time you have swiped for a new credit card, signed off on a car loan, filled out a rental application, or tried to finance...

A collection agency is a company that pursues payments on delinquent debts. These debts can originate from credit cards, medical bills,...

In this blog, you will learn what a mechanics lien, how it compares to other types of liens, and most importantly.

What are the different types of liens? A Lien is a crucial aspect for any entity that offers loans.

A common question among consumers is whether they can report directly to credit bureaus. The answer is no—individuals can’t self-report.

Understanding how eOSCAR impacts debt collection is essential for small businesses aiming to improve their recovery processes.

Debt plays a significant role in both individual and business financial operations, but not all debts are created equal. In the United States, consumer debt vs commercial debt differs in their purposes, laws, and regulations. This blog post will break down these differences and cover key topics like the 777 rule with debt collectors, the applicability of the Fair Debt Collection Practices Act (FDCPA) to commercial debt, business debt collection laws, and how to report cred

Credit reporting is a powerful tool for businesses aiming to improve collection rates and maintain financial stability.

In today's fast-paced business environment, extending credit to customers can be a strategic move to boost sales and foster long-term...

What if the debt collection is against a deceased person? Read this post to learn about if debt collection is against a deceased person.